WFS Financial Car Loans. If you're stuck with a high payments, WFS may be able to help reduce it through a lower rate or by extending your term. Whether you have perfect credit, or like most, have a few blemishes on your credit report, WFS financial car loans provide options.

Auto Loan Products
A full range of auto loans for almost any need or any driver.

As one of the nation's largest auto finance companies, WFS can provide a full range of loan plans, custom tailored to meet the needs of almost any driver. Whether you have perfect credit, or, like most people, have a few blemishes on your credit report, WFS financial car loans provide options.

Direct Lending
WFS has long been a leader in dealer financing, but now you can apply for a loan directly from WFS at competitive rates and terms. Apply online any time of the day or night. See the right of the page for a direct link to WFS financial car loans.

Dealer Contracts
As one of the nation's largest independent auto finance companies, WFS finance retail installment contracts through franchised and independent automobile dealerships in 43 states throughout the United States.

Refinancing
If you're stuck with a high monthly payment somewhere else, we may be able help you reduce it through a lower rate or by extending your term.

End-of-Lease Financing
Now your lease is ending, but you're reluctant to give up such a great car. Let WFS financial car loans help, with flexible end-of-term financing options.

Pre-Approved Financing
Improve your bargaining position with a pre-approved auto loan from WFSXpress. See WFS financial car loans and be able to apply today!

Want to Learn More?
Call them at 1-800-289-8004 Monday through Friday, between the hours of 5 am and 7 pm Pacific Time, to speak to a customer service representative.